Daves Bank

13 Jul

If you have £5 million quid or £10 million, depending on what the regulator says is acceptable, been to the right school and have parents of some standing you could probably open a bank. As said by a banking expert Dave has sought advice from.

And in one short sentence it is confirmed that banking is a club, a club for those and such as those who are granted permission to provide little in the way of services whilst charging extortionate amounts of money for every little excuse they can come up with and then some.

Dave wants to set up a bank so he can lend money to local people and local business people from deposits which are also provided by local people and by local business people. He’s opened up a bank which is small but economical to run and he is intending to pay interest on deposits of 5% which is slightly higher than the 0.00000000015% currently on offer from the banks which are too big to be allowed to fail apparently, accoprdung to those that know about such things or just say to keep the populations happy.

He is doing this to try to help the area and to try to help get it’s economy moving again. On the wall of his branch he has a clock showing the time in New York and another showing the time in Burnley. He is not without humour either.

Everyone who watched the programme last night wants to move their account to Daves Bank. It would be fabulous to do that. Wonderful.

He could also introduce instant clearance. By that I mean you pay a cheque or cash in and it’s in your account. No hanging onto it for FOUR days Mr Santander, before it is spendable! Forty years ago it was three days but technology was better back then!!!!! The banks  take your money and use it for their benefit and then give you it back when it suits them.

The banks charge if you go overdrawn or over your limit. Sometimes they make you go over your limit by applying a charge and then applying more charges because you are further overdrawn. The charges bare no relationship to the costs. Wasn’t it convenient that the OFT court case was thrown out? Only if you were a banker. It would have cost them billions in lost revenues. Well excuse me, they are costing millions of people a lot of money that they could be using for much more productive things.

The banks owe the taxpayers billions. We owe them nothing. We want our money back right now. We do not want any further amounts of money given to banks under the “quantative easing” scam or for any other reason. If more money is required to be put into the economy, give some to every household in the country. That would ease hardship and help the economy  because it would either get spent or saved.

Local banks for local people! It has quite a familiar ring to it. I wonder where I’ve heard that before?

I wonder what next week will bring?


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2 responses to “Daves Bank

  1. Paul Fletcher

    July 19, 2012 at 4:22 pm

    Instead of giving billions of pounds to banks that will squander the money on lavish parties and unearned bonuses, use the following plan.

    You can call it the Patriotic Retirement Plan:

    There are about 10 million people over 50 in the work force.

    Pay them £1 million each severance for early retirement with the following stipulations:

    1) They MUST retire.
    Ten million job openings – unemployment fixed

    2) They MUST buy a new British car.
    Ten million cars ordered – Car Industry fixed

    3) They MUST either buy a house or pay off their mortgage –
    Housing Crisis fixed

    4) They MUST send their kids to school/college/university –
    Crime rate fixed

    5) They MUST buy £100 WORTH of alcohol/tobacco a week …..
    And there’s your money back in duty/tax etc

    It can’t get any easier than that!

    P.S. If more money is needed, have all members of parliament pay back their falsely claimed expenses and second home allowances

    If you think this would work, please forward to everyone you know.

    Let’s put the pensioners in jail and the criminals in a nursing home.

    This way the pensioners would have access to showers, hobbies and walks.

    They’d receive unlimited free prescriptions, dental and medical treatment, wheel chairs etc and they’d receive money instead of paying it out.

    They would have constant video monitoring, so they could be helped instantly, if they fell, or needed assistance.

    Bedding would be washed twice a week, and all clothing would be ironed and returned to them.

    A guard would check on them every 20 minutes and bring their meals and snacks to their cell.

    They would have family visits in a suite built for that purpose.

    They would have access to a library, weight room, spiritual counselling, pool and education.

    Simple clothing, shoes, slippers, PJ’s and legal aid would be free, on request.

    Private, secure rooms for all, with an exercise outdoor yard, with gardens.

    Each senior could have a PC a TV radio and daily phone calls.

    There would be a board of directors to hear complaints, and the guards would have a code of conduct that would be strictly adhered to.

    The criminals would get cold food, be left all alone and unsupervised. Lights off at 8pm, and showers once a week. Live in a tiny room and pay £600.00 per week and have no hope of ever getting out.

    Think about this (more points of contention):

    Is it just me, or does anyone else find it amazing that during the mad cow epidemic our government could track a single cow, born in Appleby almost three years ago, right to the stall where she slept in the county of Cumbria?

    And, they even tracked her calves to their stalls. But they are unable to locate 125,000 illegal immigrants wandering around our country. Maybe we should give each of them a cow.

    • Tedious Tantrums

      July 19, 2012 at 6:04 pm

      Fabulous suggestion Paul. Could they push it through by the end of next week? Can’t happen quick enough for me. Thanks for your comment.


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